"I really enjoy the multinational working and research environment with highly qualified and open-minded fellow students from all over the world." Behnaz Gholami, CDSB


Sabine Bernard

Sabine Bernard

Sabine was born in 1991 in Trier, Germany. She received a Bachelor’s degree in Economics from the University of Mannheim in 2013. During her undergraduate studies, she spent a semester at the Universitat Pompeu Fabra, Barcelona, Spain. During a gap year, Sabine did several internships in the banking and media industry. Afterwards, she successfully completed the Master in Management at the University of Mannheim with a focus on finance. During her master studies, Sabine worked as student assistant at the Chair of Banking and Finance and spent a semester at the Schulich School of Business, Toronto, Canada. Complementary to her academic education, Sabine received a scholarship for young journalists in Germany and worked as a freelance journalist. 

Research Interests

Behavioral Finance

Household Finance

Experimental Finance

Why I chose the University of Mannheim and in particular the GESS

In order to conduct high quality research and to become part of the scientific community an extensive methodological foundation is essential; which is perfectly provided by the CDSB core courses. I also appreciate the interdisciplinary approach which allows you to look further than to the end of one’s nose and to think out of the box.


My most challenging experience within the program

Definitely the first semester! You are overwhelmed by the scope of the material and the topics’ complexity.


My advice for prospective students

Try to get through the first semester and then things will become simpler. The workload – especially during the first year – remains high but becomes more manageable. It’s worth it!



AFA 2020 Annual Meeting
Place: San Diego, USA

Research Stay at the University of Technology (UTS)
Place: Sydney, Australia

26th Annual Meeting of the German Finance Association (DGF)
Place: Essen, Germany

SAFE 4th Household Finance Workshop
Place: Heimbuchenthal, Germany

Boulder Summer Conference on Consumer Financial Decision Making
Place: Colorado, USA

Spring School in Retail Investor's Trading Behavior
Place: St. Gallen, Switzerland

Spring School in Behavioral Finance
Place: St. Gallen, Switzerland